Introduction
If you are a credit card holder, you might be familiar with the term “rewards calendar.” It’s a schedule that shows the cashback categories for a specific period. One of the most popular credit cards in the US, Chase Freedom, offers a rewards calendar that changes every quarter. In this article, we’ll discuss the Chase Freedom Rewards Calendar 2024 and how you can maximize your rewards.
What is Chase Freedom?
Chase Freedom is a credit card that offers cashback rewards for every purchase. It’s a popular choice for people who want to earn rewards without paying an annual fee. The card offers 5% cashback on up to $1,500 in combined purchases in bonus categories each quarter you activate. You also earn 1% cashback on all other purchases.
What is the Rewards Calendar?
The rewards calendar is a schedule of bonus categories that change every quarter. For example, in Q1 2024, the bonus categories are likely to include grocery stores, gas stations, and pharmacies. You need to activate the bonus categories every quarter to earn the 5% cashback.
Chase Freedom Rewards Calendar 2024
Q1 2024
- Grocery stores
- Gas stations
- Pharmacies
Q2 2024
- TBD
Q3 2024
- TBD
Q4 2024
- TBD
How to Maximize Your Rewards
To maximize your rewards, you need to plan your purchases according to the bonus categories. For example, in Q1 2024, you can buy groceries, gas, and medicine with your Chase Freedom card to earn 5% cashback. You can also use your card to pay for online orders from grocery stores and pharmacies. Another way to maximize your rewards is to use your Chase Freedom card for all purchases that don’t fall under the bonus categories. You’ll earn 1% cashback on all other purchases, which can add up over time.
Frequently Asked Questions
How do I activate the bonus categories?
You can activate the bonus categories by logging into your Chase account and clicking on the “Activate Now” button. You can also call the number on the back of your card to activate the categories.
Is there a limit to the cashback I can earn?
Yes, there is a limit to the cashback you can earn. You can earn 5% cashback on up to $1,500 in combined purchases in bonus categories each quarter you activate. After you reach the limit, you’ll earn 1% cashback on all purchases.
What happens if I don’t activate the bonus categories?
If you don’t activate the bonus categories, you’ll only earn 1% cashback on all purchases, including the bonus categories.
Can I use my Chase Freedom card outside of the US?
Yes, you can use your Chase Freedom card outside of the US. However, you may be charged a foreign transaction fee. Make sure to check with Chase before using your card abroad.
Conclusion
The Chase Freedom Rewards Calendar 2024 is a great way to earn cashback on your purchases. By planning your purchases according to the bonus categories, you can maximize your rewards and earn more cashback. Don’t forget to activate the bonus categories every quarter to ensure you earn the 5% cashback.