Are you a Citi Card holder looking to maximize your rewards in 2024? Look no further than the Citi Card 5 Cash Back Calendar for 2024. This calendar outlines the rotating categories that will earn you 5% cash back throughout the year. In this article, we’ll break down everything you need to know about the Citi Card 5 Cash Back Calendar for 2024.
What is the Citi Card 5 Cash Back Calendar?
The Citi Card 5 Cash Back Calendar is a schedule of rotating categories that will earn you 5% cash back on your Citi Card purchases. These categories change every quarter, so it’s important to stay up-to-date on the calendar to maximize your rewards. In 2024, the categories include:
Q1: January – March
- Grocery stores
- Home improvement stores
- Utilities
Q2: April – June
- Gas stations
- Public transportation
- Parking
Q3: July – September
- Dining
- Entertainment
- Grocery stores
Q4: October – December
- Department stores
- Electronics stores
- Toy stores
How to Maximize Your Rewards
To get the most out of the Citi Card 5 Cash Back Calendar, it’s important to plan your purchases accordingly. For example, if you know you’ll be doing a lot of home improvement projects in Q1, make sure to use your Citi Card for those purchases to earn 5% cash back. Similarly, if you know you’ll be doing a lot of holiday shopping in Q4, use your Citi Card at department stores, electronics stores, and toy stores to earn 5% cash back.
It’s also important to remember that the 5% cash back is capped at $300 per quarter. Once you reach that limit, you’ll earn 1% cash back on all purchases for the rest of the quarter. Keep this in mind when planning your purchases so you can maximize your rewards without hitting the cap too soon.
Frequently Asked Questions
What is the Citi Card 5 Cash Back Calendar?
The Citi Card 5 Cash Back Calendar is a schedule of rotating categories that will earn you 5% cash back on your Citi Card purchases. These categories change every quarter, so it’s important to stay up-to-date on the calendar to maximize your rewards.
How do I know which categories are eligible for 5% cash back?
You can find the eligible categories for each quarter on the Citi Card 5 Cash Back Calendar. You can also check your account online or through the Citi Mobile app to see which purchases are earning 5% cash back.
Is there a limit to how much cash back I can earn?
Yes, the 5% cash back is capped at $300 per quarter. Once you reach that limit, you’ll earn 1% cash back on all purchases for the rest of the quarter.
Can I use my Citi Card for purchases outside of the eligible categories?
Yes, you can use your Citi Card for any purchases you’d like. However, purchases outside of the eligible categories will only earn 1% cash back.
Conclusion
The Citi Card 5 Cash Back Calendar for 2024 is a great way to maximize your rewards on your Citi Card purchases. By planning your purchases around the rotating categories, you can earn 5% cash back on up to $300 per quarter. Just remember to stay up-to-date on the calendar and plan your purchases accordingly to get the most out of your rewards.